Negotiating with Insurers After Commercial Water or Fire Damage in Southern McHenry County

7/1/2018 (Permalink)

SERVPRO Helps with Your Insurance Claims After Water Damage in Your Southern McHenry County Office

SERVPRO Often Interfaces With Your Carrier in Algonquin, Cary, Crystal Lake, Fox River Grove, Huntley, Lake in the Hills, Marengo, Woodstock, and Union Concerning Commercial Water Damage.

Depending on your insurance provider, acquiring a payout after a disaster can either be very easy or relatively difficult. In general, it is best to take insurance proceedings slowly and to hire a lawyer to negotiate on your behalf. Some insurance companies will be unwilling to pay if you do not follow instructions, make small violations, or even fail to respond to their documents. At SERVPRO, we make an effort to work with business owners and insurance companies alike to ensure that the store has to pay as little as possible for repairs and employ a mitigation and restoration strategy designed to minimalize the costs of expensive replacements. In general, an insurance company may make very specific demands related to the initial steps towards repairing your commercial water damage in Southern McHenry County. Many insurers will want to choose a restoration company for you, which may be how you found out about SERVPRO. Our corporate brand is on the rosters in municipal, state, and Federal agencies as a preferred vendor. This list also includes management companies, insurance agencies, and the like. 

Or, they may have given specific guidelines regarding certifications and equipment, and we commonly meet even the strictest of these requirements. Typically, an insurance company won't ask you to make any repairs yourself, and in fact, may specifically request that you avoid making any significant changes without their express approval.    Of course, most insurers will want to be notified of any important developments or costs that arise during restorations.

In general, our representatives will be able to handle these types of calls, but you should be prepared to answer any questions and sign documents if additional approval is required on your part. Once again, it is probably best to consult a lawyer for any major decisions you may be asked to make. On small levels of damage caused by fire or water, the process may not require an attorney. 

SERVPRO of Southern McHenry County is proud to offer quality restoration services at an affordable price and has a strong relationship with most local and national insurance companies. We can even help with the paperwork. 

Call us at (847) 516-1600 to find out more about our services or how we help business owners like you in times of crisis.